Impetus Business Loans

For businesses over 2 years old

Business loans

If you’d like to take your existing West Midlands business to the next level (or perhaps set up something alongside an existing business) then Impetus business loans are here to help.

We can even help if you have a poor credit rating or the high street lenders have said no.

Supporting all sectors

Up to £150k is available and recent recipients include a bespoke furniture maker, a manufacturer of robotic systems, a gastro pub and a marketing agency – so we can support pretty much any kind of organisation within our designated region.

And to ensure you keep on track, ongoing business finance mentoring is available.

Flexible financing

Your monthly repayment fee will vary depending on your individual circumstances and how much you borrow (usually around 14% to 15% APR).  Repayment terms are usually 12 months to five years.

To get started

Simply call our helpful and knowledgeable business finance team on 01386 556000.

You can also email or fill in an online application form.

If you meet the following criteria you can apply for an Impetus business loan:


You’re a small to medium size commercial enterprise or a social enterprise


You’d like to borrow between £500 and £150k


You run an existing (or you have an idea for a start up) business in the Impetus region

Herefordshire, Worcestershire, Gloucestershire, Shropshire and Telford & Wrekin


You’ve discovered that traditional lending support is unavailable or limited


You have a clear business plan


You’re 18 or over.

Our Process


Provide your basic details

Fill in an initial online application form or simply give us a call


Submit your business plan

We’ll then gather some background information and ask to see your business plan and we’ll then arrange to meet you

We review your application

We’ll then give you an indication of whether we’re able to make a loan and if yes, we’ll agree how the finances will work

Your loan is credited

If both sides are happy, we’ll arrange the loan

Impetus finance mentoring

Working in partnership with regional Growth Hubs (or at a location of your choice) Impetus offers free finance mentoring.  

You may be looking for advice on how to approach your bank or an investor, what funding alternatives are available or seeking to improve your cash-flow without raising external finance.

This service supports all business sectors and hour-long bookings are available. There is no need to bring any information along; simply arrange a slot and come and talk to us about your financial issues or to bounce ideas around.

At the end of each mentoring session we expect that the mentee will be better equipped to: 

  • Understand the financial requirements of their own business 
  • Know what sources of business loan finance are available and which is right for their business  
  • Understand what information a prospective lender will need and how it should be submitted  
  • Know how best to present their proposition to a finance provider
Impetus Business Loans Testimonial

“Our strong potential for expansion was held back by an issue that many business owners face – access to investment capital. The loan from Impetus had an immediate positive impact on our capability and increased client uptake.”

– Robert Wilson – Director | Energy Simple

Ready to take your business to the next level?

Impetus can help, not only with a managed start up or business loan but also with bespoke business finance mentoring.

Impetus Business Loans Your local Responsible Finance provider

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